Asset prices are temporarily delayedSome assets have stopped receiving fresh price data. Updates will resume automatically once the pipeline recovers.
Get Bitculator on Android
Marketcap:
$2,487,741,640,755
24h Volume:
$14,419,470,279
Aug 26 Liquidations:
$0
24H Long/Short:
Coming soon
Loan calculator
Crypto loan vs sell calculator
Evaluate whether taking a crypto-backed loan or selling your cryptocurrency is the smarter financial move.
API
bitculator.com/api/v1GET/api/v1/calculators/loan
?slug=bitcoin&crypto_amount=2&needed_cash=50000<v=50
Authorization: Bearer bk_live_9f2c…
200 OKResponse
{
"data": {
"current_price": "109731.20",
"collateral_value": "219462.40",
"max_loan": "109731.20",
"better_scenario": "sell",
"risk_level": "medium"
}
}X-Quota-Used 30 / 10,000110 ms
Embed
bitculator.com/en/embed/loanHTMLEmbed snippet
<!-- Paste anywhere on your site --> <iframe src="https://bitculator.com/en/embed/loan ?embed_key=emb_live_a1b2c3 &layout=c(stats,chart)" width="100%" height="480" style="border:0;border-radius:12px" loading="lazy"></iframe>
Renders the live widget

Bitcoin
BTC
$78,500.70
#1
Coin
Embed Builder
English
Layout
Tool default arrangement
Sets the initial layout for visitors. Users can still rearrange sections within the embed.
Sections
Iframe Properties
HTML
<iframe
src="https://bitculator.com/en/embed/loan?layout=r%28settings%2Cc%28stats%3A%3Acc%2Cresults%29%29"
width="100%"
height="100%"
frameborder="0"
style="border: none; border-radius: 12px;"
loading="lazy"
></iframe>How to
13 Results
Compare taking a crypto-backed loan vs selling your crypto
Open the Loan Calculator
Navigate to the "Loan Calculator" on Bitculator to compare taking a loan against your crypto versus selling it for cash.
2
Select a cryptocurrency
3
Enter your crypto amount
4
Enter the cash you need
5
Adjust the Loan-to-Value (LTV) ratio
6
Choose the loan term
7
Set the loan interest rate
8
Estimate expected crypto growth
9
Enter capital gains tax rate
10
Review the comparison results
11
Identify the better option
12
Analyze risk and break-even insights
13
Adjust inputs to test scenarios
About
6 Results
What Is a Crypto Loan Calculator?
A Crypto Loan Calculator is a specialized tool that helps you calculate loan terms and payments when using cryptocurrency as collateral or when borrowing crypto assets. Whether you're taking out a crypto-backed loan, DeFi lending, or traditional loans with crypto collateral, this calculator shows monthly payments, total interest, and loan-to-value ratios. It's essential for understanding the true cost of crypto lending and managing your collateral risk.
How Does the Crypto Loan Calculator Work?
Why Use a Crypto Loan Calculator?
Types of Crypto Loans and Lending
How to Use the Loan Calculator
Understanding Collateral and Liquidation Risk
Did we forget anything?
Your input helps us keep things correct. Contact us if anything is incorrect or missing.
